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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,843 | $99,053-84.0% | $88,179-82.0% | $138,895-88.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 2.95% | 78.17%-75.2pp | 64.97%-62.0pp | 145.39%-142.4pp |
| Employer contribution / active EE | $224 | $2,882-92.2% | $2,549-91.2% | $4,194-94.7% |
| Participant deferral / active EE | $2,331 | $5,225-55.4% | $4,614-49.5% | $6,396-63.6% |
| Admin fee / account holder | $2,407 | $8,748-72.5% | $7,673-68.6% | $12,562-80.8% |