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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,237 | $125,778-79.1% | $114,563-77.1% | $154,746-83.0% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.9%+2.1pp | 80.7%-5.7pp |
| Annual return | 7.36% | 295.14%-287.8pp | 241.09%-233.7pp | 172.34%-165.0pp |
| Employer contribution / active EE | $6,440 | $2,806+129.5% | $2,592+148.5% | $4,379+47.1% |
| Participant deferral / active EE | $190 | $4,445-95.7% | $4,142-95.4% | $6,730-97.2% |
| Admin fee / account holder | $3,036 | $8,190-62.9% | $7,623-60.2% | $14,365-78.9% |