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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,611 | $76,522-95.3% | $56,033-93.6% | $145,884-97.5% |
| Participation rate | 30.8% | 63.2%-32.5pp | 52.5%-21.7pp | 80.3%-49.5pp |
| Annual return | 13.76% | 3014.28%-3000.5pp | 1711.38%-1697.6pp | 551.85%-538.1pp |
| Employer contribution / active EE | $170 | $1,382-87.7% | $1,041-83.6% | $4,662-96.3% |
| Participant deferral / active EE | $299 | $2,624-88.6% | $1,954-84.7% | $6,690-95.5% |
| Admin fee / account holder | $352 | $3,328-89.4% | $2,827-87.5% | $13,392-97.4% |