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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,156 | $81,331-66.6% | $155,534-82.5% | $80,935-66.4% |
| Participation rate | 92.0% | 66.3%+25.7pp | 78.2%+13.8pp | 67.7%+24.3pp |
| Annual return | 440.45% | 33.37%+407.1pp | 64.92%+375.5pp | 35.66%+404.8pp |
| Employer contribution / active EE | $622 | $3,105-80.0% | $4,675-86.7% | $2,757-77.5% |
| Participant deferral / active EE | $4,742 | $3,454+37.3% | $5,630-15.8% | $4,299+10.3% |
| Admin fee / account holder | $599 | $7,999-92.5% | $15,900-96.2% | $6,924-91.4% |