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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,591 | $177,156-83.9% | $147,027-80.6% | $154,746-81.5% |
| Participation rate | 60.0% | 79.4%-19.4pp | 73.7%-13.7pp | 80.7%-20.7pp |
| Annual return | 17.82% | 21.94%-4.1pp | 20.23%-2.4pp | 172.34%-154.5pp |
| Employer contribution / active EE | $967 | $4,336-77.7% | $3,626-73.3% | $4,379-77.9% |
| Participant deferral / active EE | $2,987 | $5,797-48.5% | $4,933-39.4% | $6,730-55.6% |
| Admin fee / account holder | $4,081 | $14,904-72.6% | $12,223-66.6% | $14,365-71.6% |