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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,651 | $78,027+17.5% | $178,528-48.7% | $80,925+13.3% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 22.12% | 18.09%+4.0pp | 27.11%-5.0pp | 35.65%-13.5pp |
| Employer contribution / active EE | $6,488 | $2,281+184.4% | $3,950+64.2% | $2,756+135.4% |
| Participant deferral / active EE | $13,925 | $4,408+215.9% | $6,278+121.8% | $4,299+223.9% |
| Admin fee / account holder | $6,673 | $7,168-6.9% | $10,419-36.0% | $6,940-3.9% |