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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,116 | $154,228-7.2% | $145,433-1.6% | $137,256+4.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.26% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $18,838 | $4,804+292.1% | $4,554+313.6% | $4,156+353.3% |
| Participant deferral / active EE | $15,804 | $8,216+92.4% | $7,897+100.1% | $6,407+146.7% |
| Admin fee / account holder | $1,763 | $14,344-87.7% | $13,129-86.6% | $12,270-85.6% |