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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,845 | $154,228+19.9% | $145,433+27.1% | $137,256+34.7% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 20.93% | 74.59%-53.7pp | 66.58%-45.6pp | 220.34%-199.4pp |
| Employer contribution / active EE | $6,220 | $4,804+29.5% | $4,554+36.6% | $4,156+49.7% |
| Participant deferral / active EE | $16,775 | $8,216+104.2% | $7,897+112.4% | $6,407+161.8% |
| Admin fee / account holder | $1,761 | $14,344-87.7% | $13,129-86.6% | $12,270-85.7% |