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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,708 | $77,962+226.7% | $178,540+42.7% | $80,935+214.7% |
| Participation rate | 84.4% | 65.7%+18.7pp | 77.1%+7.3pp | 67.7%+16.7pp |
| Annual return | 17.42% | 18.10%-0.7pp | 27.15%-9.7pp | 35.66%-18.2pp |
| Employer contribution / active EE | $0 | $2,280-100.0% | $3,953-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,209 | $4,404+131.8% | $6,281+62.5% | $4,299+137.4% |
| Admin fee / account holder | $1,586 | $7,156-77.8% | $10,424-84.8% | $6,924-77.1% |