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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,533 | $114,119-71.5% | $107,187-69.6% | $138,895-76.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 23.56% | 273.21%-249.6pp | 204.55%-181.0pp | 145.39%-121.8pp |
| Employer contribution / active EE | $4,678 | $4,059+15.3% | $3,782+23.7% | $4,194+11.5% |
| Participant deferral / active EE | $7,580 | $5,538+36.9% | $5,096+48.7% | $6,396+18.5% |
| Admin fee / account holder | $1,937 | $10,024-80.7% | $9,162-78.9% | $12,562-84.6% |