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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,442 | $166,242-72.7% | $165,071-72.5% | $145,884-68.9% |
| Participation rate | 52.9% | 82.0%-29.1pp | 78.6%-25.7pp | 80.3%-27.4pp |
| Annual return | 17.34% | 100.44%-83.1pp | 70.17%-52.8pp | 551.85%-534.5pp |
| Employer contribution / active EE | $3,462 | $5,283-34.5% | $4,347-20.4% | $4,662-25.7% |
| Participant deferral / active EE | $4,510 | $6,964-35.2% | $6,035-25.3% | $6,690-32.6% |
| Admin fee / account holder | $1,249 | $16,658-92.5% | $12,695-90.2% | $13,392-90.7% |