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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,758 | $183,592-89.2% | $155,574-87.3% | $145,877-86.5% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 17.50% | 61.37%-43.9pp | 64.87%-47.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $1,096 | $5,317-79.4% | $4,676-76.6% | $4,663-76.5% |
| Participant deferral / active EE | $3,251 | $6,466-49.7% | $5,629-42.2% | $6,691-51.4% |
| Admin fee / account holder | $612 | $19,316-96.8% | $15,914-96.2% | $13,402-95.4% |