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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,758 | $183,592-89.2% | $155,567-87.3% | $145,959-86.5% |
| Participation rate | 78.9% | 82.7%-3.7pp | 78.2%+0.8pp | 80.3%-1.3pp |
| Annual return | 17.50% | 61.24%-43.7pp | 64.74%-47.2pp | 561.95%-544.5pp |
| Employer contribution / active EE | $1,096 | $5,315-79.4% | $4,674-76.6% | $4,661-76.5% |
| Participant deferral / active EE | $3,251 | $6,464-49.7% | $5,628-42.2% | $6,689-51.4% |
| Admin fee / account holder | $612 | $19,318-96.8% | $15,916-96.2% | $13,398-95.4% |