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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,466 | $104,650-95.7% | $83,854-94.7% | $155,188-97.1% |
| Participation rate | 50.0% | 65.1%-15.1pp | 59.1%-9.1pp | 80.8%-30.8pp |
| Annual return | 15.01% | 28.97%-14.0pp | 31.39%-16.4pp | 148.84%-133.8pp |
| Employer contribution / active EE | $263 | $1,196-78.0% | $1,017-74.1% | $4,248-93.8% |
| Participant deferral / active EE | $444 | $2,367-81.3% | $2,035-78.2% | $6,531-93.2% |
| Admin fee / account holder | $399 | $3,518-88.7% | $3,197-87.5% | $14,480-97.2% |