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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,466 | $69,118-93.5% | $53,647-91.7% | $138,895-96.8% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 15.01% | 248.26%-233.3pp | 358.33%-343.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $263 | $1,189-77.9% | $962-72.7% | $4,194-93.7% |
| Participant deferral / active EE | $444 | $2,274-80.5% | $1,813-75.5% | $6,396-93.1% |
| Admin fee / account holder | $399 | $2,724-85.4% | $2,460-83.8% | $12,562-96.8% |