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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,720 | $28,624+122.6% | $53,647+18.8% | $82,637-22.9% |
| Participation rate | 20.5% | 47.3%-26.8pp | 56.3%-35.8pp | 68.1%-47.5pp |
| Annual return | 20.56% | 664.98%-644.4pp | 358.33%-337.8pp | 53.51%-32.9pp |
| Employer contribution / active EE | $343 | $637-46.1% | $962-64.3% | $2,552-86.5% |
| Participant deferral / active EE | $900 | $1,196-24.7% | $1,813-50.4% | $4,126-78.2% |
| Admin fee / account holder | $4,022 | $2,022+98.9% | $2,460+63.5% | $7,339-45.2% |