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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $154,228-78.2% | $145,433-76.9% | $137,256-75.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 27.90% | 74.59%-46.7pp | 66.58%-38.7pp | 220.34%-192.4pp |
| Employer contribution / active EE | $6,089 | $4,804+26.7% | $4,554+33.7% | $4,156+46.5% |
| Participant deferral / active EE | $23,312 | $8,216+183.7% | $7,897+195.2% | $6,407+263.9% |
| Admin fee / account holder | $6,390 | $14,344-55.5% | $13,129-51.3% | $12,270-47.9% |