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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $162,136-79.3% | $152,301-77.9% | $154,746-78.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 27.90% | 91.02%-63.1pp | 80.50%-52.6pp | 172.34%-144.4pp |
| Employer contribution / active EE | $6,089 | $4,890+24.5% | $4,624+31.7% | $4,379+39.0% |
| Participant deferral / active EE | $23,312 | $8,341+179.5% | $8,004+191.3% | $6,730+246.4% |
| Admin fee / account holder | $6,390 | $15,759-59.5% | $14,398-55.6% | $14,365-55.5% |