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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $156,398-78.5% | $147,318-77.2% | $138,895-75.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 27.90% | 78.75%-50.8pp | 70.43%-42.5pp | 145.39%-117.5pp |
| Employer contribution / active EE | $6,089 | $4,853+25.5% | $4,593+32.6% | $4,194+45.2% |
| Participant deferral / active EE | $23,312 | $8,237+183.0% | $7,906+194.8% | $6,396+264.5% |
| Admin fee / account holder | $6,390 | $14,976-57.3% | $13,708-53.4% | $12,562-49.1% |