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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $894,638 | $108,882+721.7% | $96,754+824.7% | $154,746+478.1% |
| Participation rate | 8.3% | 75.1%-66.7pp | 70.3%-61.9pp | 80.7%-72.4pp |
| Annual return | 31.33% | 98.39%-67.1pp | 82.04%-50.7pp | 172.34%-141.0pp |
| Employer contribution / active EE | $343 | $3,018-88.6% | $2,679-87.2% | $4,379-92.2% |
| Participant deferral / active EE | $2,896 | $5,323-45.6% | $4,758-39.1% | $6,730-57.0% |
| Admin fee / account holder | $0 | $10,200-100.0% | $8,905-100.0% | $14,365-100.0% |