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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $894,638 | $97,125+821.1% | $86,233+937.5% | $137,256+551.8% |
| Participation rate | 8.3% | 74.2%-65.9pp | 69.0%-60.7pp | 80.0%-71.6pp |
| Annual return | 31.33% | 74.19%-42.9pp | 61.39%-30.1pp | 220.34%-189.0pp |
| Employer contribution / active EE | $343 | $2,841-87.9% | $2,504-86.3% | $4,156-91.7% |
| Participant deferral / active EE | $2,896 | $5,180-44.1% | $4,559-36.5% | $6,407-54.8% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |