Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,496 | $81,504+9.8% | $102,437-12.6% | $80,959+10.5% |
| Participation rate | 17.5% | 66.9%-49.4pp | 74.5%-57.0pp | 67.7%-50.2pp |
| Annual return | 6.20% | 25.60%-19.4pp | 24.95%-18.8pp | 35.67%-29.5pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,283 | $3,871-66.9% | $5,060-74.7% | $4,300-70.2% |
| Admin fee / account holder | $4,651 | $6,719-30.8% | $8,388-44.6% | $6,925-32.8% |