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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,467 | $94,439+100.6% | $73,658+157.2% | $154,746+22.4% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 19.56% | 28.25%-8.7pp | 29.72%-10.2pp | 172.34%-152.8pp |
| Employer contribution / active EE | $804 | $1,257-36.1% | $1,032-22.1% | $4,379-81.6% |
| Participant deferral / active EE | $2,130 | $2,527-15.7% | $2,062+3.3% | $6,730-68.4% |
| Admin fee / account holder | $765 | $3,843-80.1% | $3,357-77.2% | $14,365-94.7% |