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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,653 | $110,410-72.2% | $102,437-70.1% | $145,897-79.0% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 17.16% | 24.85%-7.7pp | 24.95%-7.8pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,153 | $4,217-72.7% | $3,871-70.2% | $4,663-75.3% |
| Participant deferral / active EE | $2,486 | $5,622-55.8% | $5,060-50.9% | $6,689-62.8% |
| Admin fee / account holder | $237 | $9,745-97.6% | $8,388-97.2% | $13,390-98.2% |