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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,306 | $156,398-96.0% | $147,318-95.7% | $138,895-95.5% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 23.15% | 78.75%-55.6pp | 70.43%-47.3pp | 145.39%-122.2pp |
| Employer contribution / active EE | $1,982 | $4,853-59.2% | $4,593-56.8% | $4,194-52.7% |
| Participant deferral / active EE | $2,498 | $8,237-69.7% | $7,906-68.4% | $6,396-60.9% |
| Admin fee / account holder | $347 | $14,976-97.7% | $13,708-97.5% | $12,562-97.2% |