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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,508 | $178,174-59.9% | $156,181-54.2% | $137,256-47.9% |
| Participation rate | 77.8% | 82.0%-4.3pp | 78.8%-1.1pp | 80.0%-2.2pp |
| Annual return | 21.16% | 84.19%-63.0pp | 64.87%-43.7pp | 220.34%-199.2pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $12,884 | $6,888+87.0% | $6,132+110.1% | $6,407+101.1% |
| Admin fee / account holder | $3,222 | $17,404-81.5% | $14,586-77.9% | $12,270-73.7% |