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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,735 | $183,516-69.6% | $155,534-64.2% | $145,884-61.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.88% | 61.43%-48.5pp | 64.92%-52.0pp | 551.85%-539.0pp |
| Employer contribution / active EE | $13,635 | $5,315+156.6% | $4,675+191.7% | $4,662+192.5% |
| Participant deferral / active EE | $8,246 | $6,467+27.5% | $5,630+46.5% | $6,690+23.3% |
| Admin fee / account holder | $1,972 | $19,293-89.8% | $15,900-87.6% | $13,392-85.3% |