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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,735 | $183,592-69.6% | $155,574-64.2% | $145,877-61.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.88% | 61.37%-48.5pp | 64.87%-52.0pp | 551.28%-538.4pp |
| Employer contribution / active EE | $13,635 | $5,317+156.5% | $4,676+191.6% | $4,663+192.4% |
| Participant deferral / active EE | $8,246 | $6,466+27.5% | $5,629+46.5% | $6,691+23.3% |
| Admin fee / account holder | $1,972 | $19,316-89.8% | $15,914-87.6% | $13,402-85.3% |