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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,363 | $183,539-81.8% | $155,556-78.6% | $145,897-77.1% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 6.61% | 61.31%-54.7pp | 64.84%-58.2pp | 552.29%-545.7pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,483 | $6,467+15.7% | $5,631+32.9% | $6,689+11.9% |
| Admin fee / account holder | $215,255 | $19,275+1016.8% | $15,885+1255.1% | $13,390+1507.5% |