Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,718 | $50,902+23.2% | $155,534-59.7% | $77,736-19.3% |
| Participation rate | 17.3% | 63.1%-45.8pp | 78.2%-60.9pp | 70.6%-53.3pp |
| Annual return | 10.72% | 34.85%-24.1pp | 64.92%-54.2pp | 31.26%-20.5pp |
| Employer contribution / active EE | $88 | $1,991-95.6% | $4,675-98.1% | $2,728-96.8% |
| Participant deferral / active EE | $1,867 | $2,824-33.9% | $5,630-66.8% | $4,651-59.9% |
| Admin fee / account holder | $3,111 | $437+611.9% | $15,900-80.4% | $433+618.0% |