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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,311 | $162,136-90.6% | $152,301-89.9% | $154,746-90.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 24.26% | 91.02%-66.8pp | 80.50%-56.2pp | 172.34%-148.1pp |
| Employer contribution / active EE | $3,838 | $4,890-21.5% | $4,624-17.0% | $4,379-12.4% |
| Participant deferral / active EE | $8,467 | $8,341+1.5% | $8,004+5.8% | $6,730+25.8% |
| Admin fee / account holder | $1,972 | $15,759-87.5% | $14,398-86.3% | $14,365-86.3% |