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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,613 | $184,014-88.3% | $161,149-86.6% | $138,895-84.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 23.36% | 21.52%+1.8pp | 21.16%+2.2pp | 145.39%-122.0pp |
| Employer contribution / active EE | $4,624 | $5,055-8.5% | $4,360+6.1% | $4,194+10.3% |
| Participant deferral / active EE | $2,023 | $6,909-70.7% | $6,153-67.1% | $6,396-68.4% |
| Admin fee / account holder | $348 | $18,027-98.1% | $15,194-97.7% | $12,562-97.2% |