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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,983 | $78,690-35.2% | $161,489-68.4% | $87,485-41.7% |
| Participation rate | 92.2% | 67.5%+24.7pp | 78.7%+13.5pp | 68.9%+23.3pp |
| Annual return | 19.53% | 32.74%-13.2pp | 89.72%-70.2pp | 26.06%-6.5pp |
| Employer contribution / active EE | $1,005 | $2,588-61.2% | $4,268-76.5% | $2,596-61.3% |
| Participant deferral / active EE | $12,779 | $3,311+286.0% | $5,630+127.0% | $4,274+199.0% |
| Admin fee / account holder | $2,377 | $6,724-64.6% | $16,006-85.1% | $7,775-69.4% |