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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,831 | $89,225-62.1% | $133,698-74.7% | $74,478-54.6% |
| Participation rate | 39.0% | 69.4%-30.4pp | 76.4%-37.4pp | 67.2%-28.2pp |
| Annual return | 12.55% | 22.76%-10.2pp | 580.90%-568.3pp | 1370.56%-1358.0pp |
| Employer contribution / active EE | $1,150 | $2,816-59.1% | $4,218-72.7% | $2,626-56.2% |
| Participant deferral / active EE | $2,415 | $4,597-47.5% | $7,016-65.6% | $4,350-44.5% |
| Admin fee / account holder | $6,424 | $1,545+315.7% | $6,703-4.2% | $1,946+230.1% |