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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 150 N. COLLEGE ST · CHARLOTTE, NC 28202 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,863 | $101,591-17.5% | $147,096-43.0% | $74,429+12.7% |
| Participation rate | 72.7% | 75.5%-2.9pp | 82.2%-9.5pp | 67.2%+5.5pp |
| Annual return | 24.49% | 8746.45%-8722.0pp | 419.75%-395.3pp | 1368.38%-1343.9pp |
| Employer contribution / active EE | $5,051 | $3,813+32.5% | $4,936+2.3% | $2,625+92.4% |
| Participant deferral / active EE | $8,465 | $7,302+15.9% | $8,071+4.9% | $4,348+94.7% |
| Admin fee / account holder | $528 | $1,750-69.8% | $13,005-95.9% | $1,944-72.8% |