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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 150 N. COLLEGE ST · CHARLOTTE, NC 28202 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,863 | $101,653-17.5% | $147,080-43.0% | $74,459+12.6% |
| Participation rate | 72.7% | 75.6%-2.9pp | 82.2%-9.5pp | 67.2%+5.5pp |
| Annual return | 24.49% | 8754.98%-8730.5pp | 420.17%-395.7pp | 1369.70%-1345.2pp |
| Employer contribution / active EE | $5,051 | $3,813+32.4% | $4,933+2.4% | $2,626+92.3% |
| Participant deferral / active EE | $8,465 | $7,304+15.9% | $8,066+4.9% | $4,350+94.6% |
| Admin fee / account holder | $528 | $1,752-69.8% | $12,989-95.9% | $1,945-72.8% |