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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,727 | $160,070-90.8% | $147,117-90.0% | $145,897-89.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 98.69%-83.0pp | 420.54%-404.9pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,180 | $5,285-58.7% | $4,932-55.8% | $4,663-53.2% |
| Participant deferral / active EE | $6,835 | $8,419-18.8% | $8,065-15.2% | $6,689+2.2% |
| Admin fee / account holder | $1,741 | $15,035-88.4% | $12,993-86.6% | $13,390-87.0% |