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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,255 | $110,379-10.1% | $102,412-3.1% | $145,884-32.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.71% | 24.84%-11.1pp | 24.94%-11.2pp | 551.85%-538.1pp |
| Employer contribution / active EE | $17,538 | $4,216+316.0% | $3,870+353.2% | $4,662+276.2% |
| Participant deferral / active EE | $13,577 | $5,622+141.5% | $5,060+168.3% | $6,690+103.0% |
| Admin fee / account holder | $14,479 | $9,745+48.6% | $8,388+72.6% | $13,392+8.1% |