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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,460 | $114,119+102.8% | $107,187+115.9% | $138,895+66.6% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 79.9%+7.6pp |
| Annual return | 15.29% | 273.21%-257.9pp | 204.55%-189.3pp | 145.39%-130.1pp |
| Employer contribution / active EE | $18,545 | $4,059+356.9% | $3,782+390.3% | $4,194+342.1% |
| Participant deferral / active EE | $15,049 | $5,538+171.8% | $5,096+195.3% | $6,396+135.3% |
| Admin fee / account holder | $4,919 | $10,024-50.9% | $9,162-46.3% | $12,562-60.8% |