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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,690 | $211,239-79.3% | $178,528-75.5% | $145,877-70.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.13% | 30.22%-14.1pp | 27.11%-11.0pp | 551.28%-535.2pp |
| Employer contribution / active EE | $4,512 | $4,570-1.3% | $3,950+14.2% | $4,663-3.2% |
| Participant deferral / active EE | $9,723 | $6,963+39.7% | $6,278+54.9% | $6,691+45.3% |
| Admin fee / account holder | $363 | $12,095-97.0% | $10,419-96.5% | $13,402-97.3% |