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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,834 | $160,040-73.9% | $147,096-71.6% | $145,877-71.3% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 8.37% | 98.49%-90.1pp | 419.75%-411.4pp | 551.28%-542.9pp |
| Employer contribution / active EE | $4,516 | $5,289-14.6% | $4,936-8.5% | $4,663-3.1% |
| Participant deferral / active EE | $9,136 | $8,429+8.4% | $8,071+13.2% | $6,691+36.5% |
| Admin fee / account holder | $1,909 | $15,050-87.3% | $13,005-85.3% | $13,402-85.8% |