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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,873 | $85,094-28.5% | $76,327-20.2% | $145,884-58.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.2%+20.8pp | 80.3%+19.7pp |
| Annual return | 12.85% | 13.13%-0.3pp | 13.79%-0.9pp | 551.85%-539.0pp |
| Employer contribution / active EE | $11,834 | $5,261+124.9% | $4,584+158.2% | $4,662+153.8% |
| Participant deferral / active EE | $13,707 | $6,390+114.5% | $5,478+150.2% | $6,690+104.9% |
| Admin fee / account holder | $750 | $5,773-87.0% | $5,139-85.4% | $13,392-94.4% |