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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,355 | $89,259-42.5% | $107,187-52.1% | $82,637-37.9% |
| Participation rate | 80.0% | 67.9%+12.1pp | 75.0%+5.0pp | 68.1%+11.9pp |
| Annual return | 17.31% | 21.02%-3.7pp | 204.55%-187.2pp | 53.51%-36.2pp |
| Employer contribution / active EE | $2,131 | $3,080-30.8% | $3,782-43.7% | $2,552-16.5% |
| Participant deferral / active EE | $4,352 | $4,037+7.8% | $5,096-14.6% | $4,126+5.5% |
| Admin fee / account holder | $2,108 | $7,381-71.4% | $9,162-77.0% | $7,339-71.3% |