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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,239 | $201,372-71.6% | $184,260-68.9% | $145,884-60.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.08% | 29.04%-16.0pp | 28.84%-15.8pp | 551.85%-538.8pp |
| Employer contribution / active EE | $2,674 | $7,024-61.9% | $6,427-58.4% | $4,662-42.6% |
| Participant deferral / active EE | $7,913 | $9,808-19.3% | $9,133-13.4% | $6,690+18.3% |
| Admin fee / account holder | $312 | $16,362-98.1% | $13,898-97.8% | $13,392-97.7% |