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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,488 | $185,312-84.1% | $161,489-81.7% | $154,746-80.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.77% | 103.84%-94.1pp | 89.72%-79.9pp | 172.34%-162.6pp |
| Employer contribution / active EE | $3,114 | $4,769-34.7% | $4,268-27.0% | $4,379-28.9% |
| Participant deferral / active EE | $6,394 | $6,350+0.7% | $5,630+13.6% | $6,730-5.0% |
| Admin fee / account holder | $6,569 | $18,654-64.8% | $16,006-59.0% | $14,365-54.3% |