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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,789 | $126,661+86.2% | $113,397+107.9% | $138,895+69.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 15.50% | 25.05%-9.6pp | 23.20%-7.7pp | 145.39%-129.9pp |
| Employer contribution / active EE | $8,424 | $3,456+143.7% | $2,977+182.9% | $4,194+100.8% |
| Participant deferral / active EE | $21,678 | $5,693+280.8% | $5,076+327.0% | $6,396+238.9% |
| Admin fee / account holder | $46,992 | $14,549+223.0% | $11,957+293.0% | $12,562+274.1% |