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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,647 | $58,275-88.6% | $81,844-91.9% | $80,935-91.8% |
| Participation rate | 43.2% | 63.5%-20.2pp | 72.4%-29.1pp | 67.7%-24.4pp |
| Annual return | 10.48% | 41.82%-31.3pp | 778.87%-768.4pp | 35.66%-25.2pp |
| Employer contribution / active EE | $533 | $2,346-77.3% | $2,916-81.7% | $2,757-80.7% |
| Participant deferral / active EE | $775 | $3,285-76.4% | $4,323-82.1% | $4,299-82.0% |
| Admin fee / account holder | $131 | $4,749-97.2% | $7,355-98.2% | $6,924-98.1% |