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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,741 | $88,360-43.7% | $145,433-65.8% | $67,986-26.8% |
| Participation rate | 83.6% | 65.5%+18.1pp | 82.1%+1.5pp | 57.2%+26.4pp |
| Annual return | 45.81% | 63.15%-17.3pp | 66.58%-20.8pp | 31.67%+14.1pp |
| Employer contribution / active EE | $1,183 | $3,054-61.2% | $4,554-74.0% | $2,019-41.4% |
| Participant deferral / active EE | $9,248 | $5,932+55.9% | $7,897+17.1% | $3,358+175.4% |
| Admin fee / account holder | $1,775 | $3,313-46.4% | $13,129-86.5% | $3,203-44.6% |