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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,525 | $100,279-54.6% | $81,353-44.0% | $145,884-68.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 14.63% | 34.49%-19.9pp | 24.82%-10.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,921 | $2,979-2.0% | $2,464+18.5% | $4,662-37.4% |
| Participant deferral / active EE | $9,710 | $4,611+110.6% | $3,885+150.0% | $6,690+45.1% |
| Admin fee / account holder | $347 | $8,206-95.8% | $5,766-94.0% | $13,392-97.4% |