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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,717 | $100,203-45.4% | $85,240-35.8% | $145,897-62.5% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.65% | 84.28%-69.6pp | 66.75%-52.1pp | 552.29%-537.6pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,600 | $5,299-13.2% | $4,527+1.6% | $6,689-31.2% |
| Admin fee / account holder | $242 | $7,265-96.7% | $6,165-96.1% | $13,390-98.2% |