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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,042 | $89,259+7.6% | $107,187-10.4% | $82,637+16.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.00% | 21.02%-9.0pp | 204.55%-192.5pp | 53.51%-41.5pp |
| Employer contribution / active EE | $3,623 | $3,080+17.6% | $3,782-4.2% | $2,552+42.0% |
| Participant deferral / active EE | $7,438 | $4,037+84.2% | $5,096+46.0% | $4,126+80.3% |
| Admin fee / account holder | $3,933 | $7,381-46.7% | $9,162-57.1% | $7,339-46.4% |