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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,729 | $183,516-81.1% | $155,534-77.7% | $145,884-76.2% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 18.50% | 61.43%-42.9pp | 64.92%-46.4pp | 551.85%-533.4pp |
| Employer contribution / active EE | $1,356 | $5,315-74.5% | $4,675-71.0% | $4,662-70.9% |
| Participant deferral / active EE | $4,267 | $6,467-34.0% | $5,630-24.2% | $6,690-36.2% |
| Admin fee / account holder | $1,912 | $19,293-90.1% | $15,900-88.0% | $13,392-85.7% |