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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,899 | $100,262-84.1% | $81,370-80.5% | $145,897-89.1% |
| Participation rate | 90.9% | 74.3%+16.6pp | 69.5%+21.4pp | 80.3%+10.6pp |
| Annual return | 13.25% | 34.52%-21.3pp | 24.85%-11.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $2,343 | $2,979-21.3% | $2,464-4.9% | $4,663-49.7% |
| Participant deferral / active EE | $4,096 | $4,612-11.2% | $3,885+5.4% | $6,689-38.8% |
| Admin fee / account holder | $1,553 | $8,163-81.0% | $5,749-73.0% | $13,390-88.4% |