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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,616 | $169,336-30.0% | $129,384-8.3% | $145,884-18.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 13.56% | 14408.70%-14395.1pp | 9461.77%-9448.2pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,750 | $5,540-50.4% | $4,153-33.8% | $4,662-41.0% |
| Participant deferral / active EE | $9,900 | $4,985+98.6% | $4,166+137.7% | $6,690+48.0% |
| Admin fee / account holder | $461 | $9,912-95.3% | $7,686-94.0% | $13,392-96.6% |