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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,314 | $162,529-0.7% | $130,788+23.3% | $154,746+4.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 23.39% | 510.48%-487.1pp | 386.44%-363.0pp | 172.34%-148.9pp |
| Employer contribution / active EE | $3,250 | $4,447-26.9% | $3,558-8.7% | $4,379-25.8% |
| Participant deferral / active EE | $11,700 | $4,808+143.3% | $4,137+182.8% | $6,730+73.8% |
| Admin fee / account holder | $634 | $7,669-91.7% | $6,673-90.5% | $14,365-95.6% |