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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,725 | $111,814-75.2% | $103,378-73.2% | $145,978-81.0% |
| Participation rate | 59.1% | 77.9%-18.8pp | 74.5%-15.4pp | 80.3%-21.2pp |
| Annual return | 24.36% | 24.80%-0.4pp | 24.91%-0.5pp | 550.52%-526.2pp |
| Employer contribution / active EE | $1,514 | $4,215-64.1% | $3,870-60.9% | $4,662-67.5% |
| Participant deferral / active EE | $3,287 | $5,618-41.5% | $5,058-35.0% | $6,690-50.9% |
| Admin fee / account holder | $1,354 | $9,764-86.1% | $8,401-83.9% | $13,400-89.9% |