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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,725 | $110,379-74.9% | $102,412-72.9% | $145,884-81.0% |
| Participation rate | 59.1% | 77.9%-18.8pp | 74.5%-15.4pp | 80.3%-21.2pp |
| Annual return | 24.36% | 24.84%-0.5pp | 24.94%-0.6pp | 551.85%-527.5pp |
| Employer contribution / active EE | $1,514 | $4,216-64.1% | $3,870-60.9% | $4,662-67.5% |
| Participant deferral / active EE | $3,287 | $5,622-41.5% | $5,060-35.0% | $6,690-50.9% |
| Admin fee / account holder | $1,354 | $9,745-86.1% | $8,388-83.9% | $13,392-89.9% |