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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,993 | $107,809-95.4% | $97,032-94.9% | $155,188-96.8% |
| Participation rate | 69.6% | 75.5%-5.9pp | 71.6%-2.0pp | 80.8%-11.2pp |
| Annual return | 22.07% | 38.06%-16.0pp | 35.38%-13.3pp | 148.84%-126.8pp |
| Employer contribution / active EE | $881 | $2,911-69.7% | $2,629-66.5% | $4,248-79.3% |
| Participant deferral / active EE | $1,225 | $5,129-76.1% | $4,672-73.8% | $6,531-81.2% |
| Admin fee / account holder | $122 | $10,717-98.9% | $9,418-98.7% | $14,480-99.2% |