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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,993 | $108,882-95.4% | $96,754-94.8% | $154,746-96.8% |
| Participation rate | 69.6% | 75.1%-5.5pp | 70.3%-0.7pp | 80.7%-11.1pp |
| Annual return | 22.07% | 98.39%-76.3pp | 82.04%-60.0pp | 172.34%-150.3pp |
| Employer contribution / active EE | $881 | $3,018-70.8% | $2,679-67.1% | $4,379-79.9% |
| Participant deferral / active EE | $1,225 | $5,323-77.0% | $4,758-74.3% | $6,730-81.8% |
| Admin fee / account holder | $122 | $10,200-98.8% | $8,905-98.6% | $14,365-99.2% |