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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,276 | $181,062-58.4% | $158,223-52.4% | $155,188-51.5% |
| Participation rate | 40.0% | 82.7%-42.7pp | 79.2%-39.2pp | 80.8%-40.8pp |
| Annual return | 15.53% | 57.39%-41.9pp | 52.09%-36.6pp | 148.84%-133.3pp |
| Employer contribution / active EE | $977 | $4,565-78.6% | $4,109-76.2% | $4,248-77.0% |
| Participant deferral / active EE | $5,226 | $6,134-14.8% | $5,467-4.4% | $6,531-20.0% |
| Admin fee / account holder | $6,861 | $18,825-63.6% | $16,047-57.2% | $14,480-52.6% |