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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,508 | $29,736-51.2% | $56,033-74.1% | $80,935-82.1% |
| Participation rate | 40.5% | 41.7%-1.2pp | 52.5%-12.0pp | 67.7%-27.1pp |
| Annual return | 19.01% | 35.28%-16.3pp | 1711.38%-1692.4pp | 35.66%-16.7pp |
| Employer contribution / active EE | $1,034 | $671+54.1% | $1,041-0.6% | $2,757-62.5% |
| Participant deferral / active EE | $2,235 | $1,228+82.0% | $1,954+14.4% | $4,299-48.0% |
| Admin fee / account holder | $461 | $2,434-81.0% | $2,827-83.7% | $6,924-93.3% |